The cost of heating can really take a toll on us over the colder fall and winter months. Having a programmable thermostat can help in cutting heating costs and still staying warm. But just having one isn't enough - you need to know how to use it to its full potential! Programmable thermostats have the ability to be programmed so that you can have multiple temperature settings through out the day. The benefit of this, is not having to think about turning down the heat before you leave for work, or cranking it up when you get home. Instead, you get heating at the exact temperature you want, when you want. So what temperatures should you set it to exactly? While you are home and awake, setting it to 68 degrees is a pretty standard temperature. While you are away from home, or sleeping, reducing it to 58 degrees should be tolerable. Of course, reducing the temperature even more than that while you are out of the house is possible, just don't make it too low and freeze your water pipes. Reducing your thermometer by 10-15 degrees for 8 hours (like while you are at work) you can save 5-15% off your heating bill. So the benefits can really pay off for reducing your heat while you are at work. For example: if you pay $200 a month in heating, reducing the heat by 15 degrees during the day will save $10-$30 a month which can add up to $60-$180 for the year if you use the heat for 6 months. Finding ways to cut costs is important to everyone during tough economic times. Every penny counts. So add this money saving tip to your list and you could start racking up the savings.