Tammy Morrison Real Estate Inc | Fitchburg MA Real Estate Real Estate


When you narrow the numbers of houses that you're serious about buying, weather is probably the last thing that you think about. But, depending on where you buy a house, you could be inviting very hard weather conditions into your life. And you don't have to move to a coastal area to experience harsh weather.

Storms do more than damage your house

You don't have to live in Florida or along the New Jersey shore for serious weather storms like hurricanes and flooding to change the way that you and your family live. If you've ever had to vacate your house due to the threat of a weather storm, you know how quickly a storm can alter your best laid out plans.

Let the frequency of storms be high, occurring once a quarter or more, and you could be forced to store protective plywood, plastic window coverings, salt and shovels in your basement or garage. It might not take long to get into a cycle of covering windows and doors only to remove plastic and wood coverings a few days later.

This cycle alters your plans. It can also cause you to fear high winds and hard rains. For example, you could start to fear that a dark sky signals that a storm is going to rip through your house even if weather forecasters say that the area will experience no more than a heavy rain.

Understand what you get into when you buy a house in a stormy area

Some people have developed weather fears to the point where they order everyone in their house to turn off all electric appliances as soon as the sky grows dark during the daytime. These people may have experienced an electrical shock during a weather storm and convinced themselves that someone will always get electrocuted during a storm if appliances are left on.

Those are just a few fears that you could develop if you buy a house in an area that has a lot of damaging weather storms. As previously mentioned, there are also costs, including storm preparation and storm clean up and repair costs, associated with living in a house that's located in a high storm area.

Avoiding these costs and clean up headaches can be as simple as holding a conversation with your realtor. Make sure that you know which type of homeowner's insurance coverage you should get for the area that you buy a house in.

Homeowners insurance to deal with severe weather storms

Theft, fire and tornado damage might be included in general insurance packages. However, you may have to request coverage for earthquakes, floods, hurricanes, mudslides and hail damage. After you get the necessary homeowner's insurance coverage, you need to know how to travel in storms.

For example, you should know that it's not advisable to drive onto flooded streets, as even a slight dip in the road could cause water to rise,  potentially trapping you in your vehicle. The fact that bridges freeze before flat roadways is another important point to remember.

Understand all costs that you could incur if you buy a house in an area that experiences tornadoes, earthquakes and excessive rain and flooding. Also, familiarize yourself with the amount of work that you will have to do to remove weather elements like snow and ice, excessive mud from mud slides and hail.

Allergies are another weather storm related condition that you need to educate yourself about. Buy a house in a heavily wooded area and your allergies could cause you to feel groggy, tired and listless for days. The same goes for houses located in areas where weather invites insects like mosquitoes and fruit flies.


Getting ready to buy a home is one of the most exciting times in life. The purchase of a home is one of the biggest financial decisions that you will ever make in your lifetime. When you make the decision to buy a home. There are a few key things that you need to do to be prepared for the process of a property purchase. It can be simple if you have the right preparation and knowledge.


Find The Right Realtor


A good realtor will steer you in the right direction when it comes to finding the home of your dreams. Your real estate agent also will help you each step of the way on the road to buying that home. There’s a lot of paperwork that must be done in a timely manner throughout the buying process. The right realtor can even help you to get the offer in for the right home in on time. In a competitive market, having a realtor who is on top of things can mean the difference between purchasing the home you want and letting it fall through the cracks.


Know That You’re Signing A Lot Of Legal Paperwork


The purchase of a home does involve a contract. If you need more time for anything such as reviewing your home inspection or waving certain contingencies, you’ll need to state that. Every piece of the transaction is important and needs to be formally processed when it comes to purchasing a home. Your realtor will be there to help you through all of these complicated processes. 


Think Of The Future


When you’re choosing a home, you’re not just buying for your life as it stands right now. Are you hoping to have a big family? Do you need a home office? How much entertaining are you planning on doing? All of these things are important when it comes to the type of home that you’ll buy. If you don’t plan for the future, you’ll outgrow the home that you’re in quite quickly. 


Look For Potential


See what potential the homes that you’re looking at have for you. Some homes may have major cosmetic issues that can easily be fixed. Perhaps The walls just need some fresh coast of paint. Maybe the deck needs to be stained. If you go into the house search with an open mind, it will be a lot easier for you to find the right home. You don’t need a home that is absolutely move-in-ready unless of course, you’re building a brand new home from scratch.


Know Your Finances


One of the most important things about buying a home is knowing your finances. Don’t buy a home that you can‘t afford. From looking at your own budget to getting pre-approved, you’ll be able to have a better understanding of your own financial situation and how much house you can afford.


Rome was not built in the day, and much in the same vein, buying a home may prove to be an exhausting yet rewarding process.

Ultimately, buying a house can be a lot of work. A typical homebuyer may need to commit substantial time and resources to browse the housing market, set up home showings and submit offers on residences. Therefore, homebuyers may experience many ups and downs as the homebuying process moves forward.

What are some of the most common feelings that homebuyers may experience? Here's a closer look at three feelings that you might experience as you search for your dream home.

1. Excitement

Entering the housing market is a time of change, leading to unparalleled excitement.

When you begin your search for the perfect home, you'll likely start with a clean slate. You may be able to move to any city or town in the United States. Or, you can move close to family members and friends. You can even live on your own or with family members and friends.

The possibilities are endless when you start your home search. And with a real estate agent at your disposal, you'll be able to maintain your excitement throughout the homebuying journey.

Your real estate agent will keep you up to date about new homes as they become available. He or she also will learn about your homebuying needs and enable you to narrow your search accordingly. Thus, your real estate agent will help you stay excited as you navigate the journey from homebuyer to homeowner.

2. Stress

Unfortunately, stress is common for homebuyers. As you prepare to check out houses and submit offers on homes, your stress levels may rise accordingly.

Lucky for you, hiring an experienced real estate agent can help you minimize stress levels.

Your real estate agent is happy to respond to your homebuying concerns and queries without delay. By doing so, he or she will help put your mind at ease. And if your stress levels start to rise, your real estate agent is available to provide you with the necessary support to help you alleviate stress.

3. Relief

Relief occurs after a homebuyer secures his or her dream home. At this point, a home seller may have accepted a homebuyer's offer, and a homebuyer likely has completed a home inspection that meets or exceeds his or her expectations. As such, a homebuyer only needs to finalize a purchase agreement to acquire his or her dream residence.

With support from a real estate agent, you can reach the relief stage of the homebuying process quickly. Your real estate agent will go above and beyond the call of duty to streamline the homebuying cycle. As a result, you should have no trouble finding and purchasing your dream home if you collaborate with an experienced real estate professional.

Get ready for the homebuying journey – work with an experienced real estate agent, and you can move one step closer to buying your ideal home.


You may have the notion as you’re searching for a house that the first bid will win when it comes to jumping at the chance to buy a home. That’s not always true. however, can waiting too long to put in an offer on a home be detrimental to your home search? We’ll go over some of the best advice as to what makes a good offer, and when the best time to put that offer in is.  


There’s actually no real set timeline for when you should put an offer in on a home. The real determination of this is the type of housing market that we’re in in at any particular time. A fast moving housing market can equate to the need for you to make an offer quickly. Most realtors will agree that you shouldn't wait too long to put in an offer on a home that you like. 


If you have a good realtor, and you have done your homework as well, you’ll be able to make an educated offer. You’ll have done your due diligence if you have a pre-approval letter ready and understand a bit about the market itself, along with the pricing typical of the neighborhood where you’re interested in buying. Your realtor can help you to understand as to whether the offer you want to put in is a good one or not. 


Know What You Want


The most important part of putting in an offer on a home is knowing what you want in a  home. Before you get to the point where you actually want to put in offers, it’s a good idea to have searched a bit online, and even attended a few open houses in the area where you’re searching. This will give you a better idea of what’s out there in your price range.     


The First Offer Is The Best One


This is an old adage in the real estate business. If you’re a seller, you have to assume that what a buyer is offering is their top number. If other offers come in at a higher price, then buyers who were really interested in the home may be fresh out of luck. That’s why putting in a strong offer is so important. You don’t want to lose out on a home that you really want because you haven’t taken the time to understand what a good price point for a home in your neighborhood of choice is.


New Listings Have More Interest


Homes that have just been listed generate the most enthusiasm. Sometimes, the biggest part of putting an offer in on a home is trial and error. Many people will put in 2 to 3 offers before they finally secure the home of their dreams. Newer listings typically expect more for the price point the house is listed at. If a home has been listed for a short time, buyers can expect to pay close to the asking price for the home. Homes that have been on the market for a longer period of time have more negotiating power, giving the buyer a bit more wiggle room in their offer.  

The bottom line is that if you see a home that you love, you’ll want to put an offer in as soon as possible. When the market is hot, no home will last long. Be prepared to make an offer when you find that property you want so that the process will be a lot easier for you.  



After you launch a search for the perfect home, it may seem like a fast, easy process to acquire your ideal residence. But if you're not careful, you may encounter many homebuying hurdles along the way.

Lucky for you, we're here to ensure that you can streamline the process of purchasing your dream home. Here are three tips that you can use to accelerate your push for the perfect house:

1. Determine Exactly What You Want

Spend some time considering what you want out of your dream house. By doing so, you'll be able to speed up the process of going from homebuyer to homeowner.

Ultimately, no two houses are identical, and homebuyers who know what to look for in a dream house can narrow their search for the perfect residence.

If you understand what you want out of a house, you'll be able to budget accordingly as well. Thus, you may be able to improve your chances to buy your dream residence and avoid the temptation to overspend on a house if you plan ahead.

2. Examine a Large Assortment of Houses

After you narrow your home search, take an up-close look at residences that fit your needs.

Open houses frequently are held on weekends throughout the year, making it easy for you to check out available residences without having to rework your weekday schedule. Plus, open houses ensure that you can browse a house at your convenience and find out if a property corresponds to your budget and lifestyle.

Don't forget to set up individual home showings, either. These home showings will enable you to assess all aspects of a residence. And if you are satisfied with a residence following a showing, you can submit an offer.

3. Hire an Experienced Real Estate Agent

The homebuying journey features many twists and turns, and as such, there is no need to navigate it on your own. Fortunately, many experienced real estate agents are available to help you purchase your dream house.

An experienced real estate agent understands the differences between a buyer's market and a seller's market. Therefore, this real estate professional knows what it takes to acquire a residence in any real estate market, at any time.

With an experienced real estate agent at your disposal, you won't have to worry about missing out on your dream residence. Instead, your real estate agent will keep you informed about new houses that may meet or exceed your expectations as soon as these properties become available. Your real estate agent also will offer recommendations for submitting a competitive offer on a residence, conducting a home inspection and much more.

Perhaps best of all, an experienced real estate agent is happy to share his or her expertise with you. And if you ever have homebuying concerns or questions, this real estate professional will respond to your queries without delay.

For homebuyers, there is no need to leave anything to chance. Employ an experienced real estate agent, and you can streamline your search for the perfect house.




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