Tammy Morrison Real Estate Inc | Fitchburg MA Real Estate Real Estate



46 Old City Rd, Townsend, MA 01474

Single-Family

$369,900
Price

6
Rooms
3
Beds
2
Baths
JUST UNPACK AND ENJOY THIS BEAUTIFULLY UPDATED 3 BEDROOM/2 BATH COLONIAL. Outstanding kitchen with granite counters with island, stainless appliances and tile floors. Spacious Living room with gleaming hardwood floors, fire place, bay window and built ins. Front to back Dinning room & family room with hardwood floors. Master bedroom with double closets, built-in window seat and french doors to second floor deck. Walk up attic for extra storage, oversized 2 car garage that leads to screened in deck. Many of the updates include windows, roof, electrical baths, kitchen, flooring and so much more!
Open House
Sunday
March 24 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 46 Old City Rd, Townsend, MA 01474    Get Directions

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231 West St, Gardner, MA 01440

Single-Family

$174,500
Price

5
Rooms
3
Beds
2
Baths
ADORABLE UPDATED 3 BEDROOM/2 BATH COTTAGE IN CONVENIENT LOCATION. Living room/Dinning Room combination with pellet stove. Oversized 2nd floor master with master bath and spacious walk in closet. Two more bedrooms on first floor and full bath. Ceiling fans, central vac, large deck off back. This charming home is ready to move in!
Open House
No scheduled Open Houses

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Buying a home is a process that can seem daunting and even a little scary to most first-time buyers. After all, being a homeowner is a huge financial and personal responsibility.

To make this lengthy process a bit more approachable, we’re going to break it down into five steps. While these five steps may be somewhat different for each person, depending on their own unique situation, they do comprise most home buyer’s experience.

If you’re interested in learning the steps you’ll need to take before owning your first home, read on.

Step 1: Know your long-term goals

Before you buy a home, you’ll want to have a clear understanding of what you, your spouse, and your family want from the next five or more years. You’ll want to make sure the area you’re moving to can provide things like career advancement and opportunity, good schools for your children, and so on.

These questions may seem obvious, but it’s an important conversation to have before making the long-term commitment of owning a home.

Step 2: Your budget and your needs

It might be tempting to hop online and start shopping for houses, but first you should get a clear idea of the size and cost of the house you’re looking for. This involves determining your budget, thinking about your credit and planning for your down payment.

Step 3: Mortgage pre-approval

Getting preapproved for a mortgage can be a great way to gauge the interest late and loan amount you’ll be approved for. You’ll need to gather paperwork, including income information (pay stubs), tax returns, and W-2 forms.

Be aware that lenders will run a detailed credit report. Since credit reports count as an inquiry, they can temporarily lower your credit score by a few points.

Applying to several lenders within a short period of time can make a significant impact on your score. However, it will start to rise again within a few months if you don’t open any new credit accounts or take out other loans.

Step 4: Get an agent

Real estate agents know the ins and outs of the home buying process better than anyone else. They’ll be able to guide you through the process and provide you with information that you can’t get anywhere else.

Step 5: Pick the right home for you

Now it’s time to start home shopping. However, before you begin, remember that getting approved for a loan doesn’t mean you must or should seek to spend the full amount on a home.

Plan for your needs, and keep the future in mind. Someday you might decide to upgrade, but in the meantime you can be building your credit and building equity in a smaller or more frugal home.



37 Sargent Rd, Westminster, MA 01473

Single-Family

$274,900
Price

4
Rooms
2
Beds
2
Baths
TASTEFULLY UPDATED 2/3 BEDROOM 2 BATH RAISED RANCH READY TO MOVE RIGHT IN! Open concept Living room with wood stove, Dinning room and kitchen that features butcher block counters, new appliances, cabinets and cathedral ceiling. Just a few steps up to two bedrooms and a few steps down to a possible 3rd bedroom or family room. Many updates include roof, siding, windows, electric, baths, floors, kitchen and so much more. 2 car garage, large private lot on a dead end street. Minutes to Rt 2, 140, schools, shopping and Mt Wachusett! Don't miss out!
Open House
No scheduled Open Houses

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This Condo in Fitchburg, MA recently sold for $125,000. This Townhouse style home was sold by Office Fitchburg - Tammy Morrison Real Estate Inc.


41 William St, Fitchburg, MA 01420

Condo

$125,000
Price
$125,000
Sale Price

4
Rooms
2
Beds
1/1
Full/Half Baths
WELL MAINTAINED 2 BEDROOM, 1/5 BATH TOWNHOUSE READY FOR IMMEDIATE OCCUPANCY! Spacious living room with hardwood floor, stainless appliances kitchen with deck. Large bedrooms with plenty of closet space and garage under. This gem is 5 minutes from the commuter rail, shopping, schools, highway and Fitchburg State! Don't miss out!

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